dgasg.blogg.se - Personal income and expenditure template

I personalized it more by adding in extra columns to reflect my bi-weekly pay dates. I’ve used several others since, but I think I’m going back to this one it really is the best. This spreadsheet is very similar to one I used a few years ago. Little reviews and updates can add up to big changes. Step 5: Repeat, Revisit, Review!Ĭheck in with your spending, earning, and debt reduction. By facing the hard stuff and making changes you’ll turn your money around, rather than turning your back on your money. Step 4: Turn it around!įacing the numbers and looking for ways to cut spending, increase income, or changing spending habits can be a messy uncomfortable process. Wherever you spend, however much you owe, whatever you save - Your monthly totals are not your self worth, it’s your starting line.

Family: Childcare, allowance, activities, books, toys.

Routine Expenses: Groceries, clothing, personal.

Enjoyment: Gifts, holiday, pets, entertainment, restaurants, hobbies.

Financial: Bank fees, interest payments, debt repayment, savings accounts.

Medical: Prescriptions, dental, health insurance.

Utilities: Streaming, internet, phone, electricity, water.

Transportation: Car, transit, fuel, maintenance, bicycle.

Home Expenses: Rent, mortgage, insurance, maintenance, property taxes.Income: Salary, bonuses, investments, spousal income.Fill in the blanks and account for your cash. Grab your receipts, sort your bills, and check your bank accounts. But getting past the feels can lead to greater money confidence and increased financial independence. Feeling overwhelmed and stressed is normal. Add it up: Tally your monthly expenses.Note: This document is owned and distributed by the seller, any copying or sharing of the document outside purchase is prohibited. I am happy to answer any questions on how to use the spreadsheet. To use this file basic MS Excel knowledge is required. Simply download once purchased and start budgeting! The files are ready to download once purchased (4 files included - GBP I USD I EUR I AUD). Ě Year-To-Date summary of budgeted and actual income & expenditure Ě monthly budget planner for every month of the year Instructions on how to use the template Simply create a budget, enter your actual income/spend and the template will AUTOMATICALLY generate calculations and totals. Download includes 4 different versions - USD, GBP, EUR or AUD! *INSTANT DOWNLOAD* Are you looking for a SIMPLE and EASY way to manage your personal finances? This monthly budget planner will help you track your income & expenditure to keep on top of your finances.